Let's Find You The Perfect Home!

Home sellers will most likely be represented by an Agent. Aggressive house hunting, successful negotiations, a smooth purchase process, and your happiness for years to come will all be much more likely if you are represented by your own Agent. Typically, the Seller pays for the Buyers’ Agent’s fee. AE Properties is the only local team where Buyers’ Representatives work EXCLUSIVELY with buyers, making sure the process goes smoothly and your best interests are represented.

When you select AE Properties to represent you in your home purchase process, our Buyers’ Specialist becomes your representative. Listed Sellers have a Listing Broker as a representative, who is working hard for their best interests, not yours. You should have your own representative, who will work on your behalf and look out for your best interests. Your Buyers’ Specialist will help guide you through the entire home buying process, ensuring that you will experience the smoothest transaction possible. The best part of hiring a Buyers’ Specialist is in most cases it is no cost to you. In most cases the fee for the Buyers’ Representative is negotiated before a contract is written and paid for by the Seller out of the proceeds of the sale at closing. 

Motivation - Why Have You Decided to Buy a Home?

Timing - Are You Flexible or Do You Need To Close by a Certain Date?

Pricing - What is a Comfortable Mortgage Payment? What is Too High?

Decision Making - Who Are the Decision Makers in This Process?

Location - Where Would You Like To Live? Are You Flexible?

Home Type - Are You Looking to Buy a House, Townhouse, or Manufactured Home? Are You Flexible?

Home Size - What Size of Home Are You Looking For? How Many Bedrooms, Bathrooms, Etc?

Lot Size - What Size of Property Are You Looking For?

Floorplan - What is Important to You in the Layout of the Home? Single or Multi-Story?

Architectural Style - Is There a Particular Style of Home You Prefer? Flat or Pitched Roof?

Amenities - What Else Are You Looking For? Horse Facilities, a Pool, BLM Access, Riverfrontage?

You will be asked to sign an agreement with your Buyers’ Specialist at your Buying Consultation. This is the first of many, many documents you’ll be asked for during the purchase of our home. It outlines Broker Compensation details, Broker Duties, and your duties as a Buyer.

Your role and participation in this stage is obviously crucial to your success. You may even find or preview homes on your own (Open Houses), but it is very important to keep us notified and included in the process so we can better assist you to be sure your best interests are fully met.

Determine Neighborhoods Prior to Viewing – We encourage you to spend time driving around neighborhoods and researching their statistics on the web before viewing homes in those areas.

Clearly Know Your Criteria – Think about what is right for you, and where you can be flexible. We select homes together based on the criteria you give us. You may drive by other homes on our property tour that may look interesting from the exterior. If it is not on our list, it likely doesn’t fit one or more of your criteria. It is best to stay focused on homes that do fit your needs.

Immediately Call Us If You Find a Home – It is rare, but sometimes you will come across something that checks all of the boxes but isn’t on our list for some reason.

When Approached by Other REALTORS® - REALTORS® will appreciate you letting them know who your Buyers’ Specialist is.

Receive the Seller's Disclosures

This is the process where the Seller is required to provide information relating to the property.

• Seller Property Disclosures - filled out, signed and dated from Seller.

• Commitment for the policy of Title Insurance, showing easements, encroachments and liens.

• HOA information, budget, minutes, assessments, CC&R's, and survey, water rights if applicable.

• Copy of any leases affecting the property not expiring prior to closing.

Your Due Diligence (Evaluations and Inspections)

IMPORTANT DATE! This is the time for you as the Buyer to learn, review, and negotiate repairs or compensation.

• Carefully review all items provided in the Seller's Disclosures.

• We schedule physical condition inspections, tests and evaluations deemed necessary.

• Review Inspection Reports, talk to inspectors, and evaluate whether further review is necessary.

• Review the costs, terms and availibility of homeowner's insurance for the property. Your Right to Cancel or Resolve Objections If you determine the Evaluations and Inspections to be unacceptable, you may:

• No later than the Due Diligence Deadline, cancel the contract by written notice to Seller.

• Or no later than the Due Diligence Deadline, resolve in writing any objections. Remaining Contingencies and Financing In the final steps of the transaction we will coordinate and complete any remaining details.

• Is the sale contingent upon an appraisal? At what amount did the property appraise?

• How is your financing going? Are there any last minute issues for securing your mortgage?

• Is the sale contingent upon you selling your previous home? How is that sale going?

• Schedule a final pre-settlement walk-through inspection.

Settlement (Closing) - DO NOT SHOW UP IN YOUR MOVING VAN!

Settlement, and then Closing shall take place only when all of the follwing occur:

• Buyer and Seller have signed all documents required by Brokers, Title, Lender, etc.

• Any monies required to be paid have been deliverd by Buyer and/or Seller.

• The proceeds of the loan have been "funded", then all closing docs are "recorded" at the County.

• Hand off keys, garage door openers, manuals, warranties.

There are many variables to consider when choosing a mortgage loan. To figure out what loan program is best for your needs you will need to speak with a mortgage professional for guidance in weighing the many different options. Your income, job history, and credit rating can determine what programs are available to you. Also, other considerations such as how long you plan to occupy the home, what type of home you’re looking for, the home condition, and the home location can also be deciding factors. As REALTORS® we cannot answer these important mortgage factors, but we will be sure to help you get to the right lender to help you with this very important part of the process. Recommended Lenders: AE.Properties/Finance.php

What important factors should you consider?

We will write an offer for your desired home in the form of a Real Estate Purchase Agreement (PA), a state approved form that is used to present an offer. The PA is a multi-page contract with many details to carefully fill in. Each section should be thoroughly read and reviewed before any decisions are made. All accepted terms of the PA must be carried through the life of the contract. The signed, accepted PA (with all addenda & counteroffers) is a LEGALLY BINDING CONTRACT.

Below are some of the items that we will need to pay close attention to:

Purchase Price - You want a good buy, but your offer must also be attractive to the Seller.

Included Items - What is included - Refrigerator, Washer & Dryer, Hot Tub, Furniture, etc?

Excluded Items - What is excluded - Refrigerator, Washer & Dryer, Hot Tub, Furniture, etc?

Water Rights - Do they apply?

Earnest Money - This is the initial deposit. The importance of this item is often overlooked.

Method of Payment - Will this be a cash sale, traditional mortgage or seller financing?

Possession - When does the property legally change ownership? (You receive keys and move in)

Seller Disclosures - What information about the home should you be asking for?

Appraisal Condition - Will the sale be contingent on the home's appraisal amount?

Financing Condition - Will the sale be contingent on you securing financing?

Additional Earnest Money - Will you be offering an additional deposit to your earnest money?

Additional Addenda - Are there any additional terms or addenda to consider?

Home Warranty - Will you be asking for a home warranty? Will you ask for the Seller to pay?

Seller Disclosure Deadline - What should the deadline be for the Seller to provide disclosures?

Due Diligence Deadline/Responsibility - What should the deadline date be for you to complete due diligence? Who is responsible for which inspections?

Financing & Appraisal Deadline - What should the deadline date be for you to cancel based on loan denial?

Settlement Deadline - What should the deadline be for you and the Seller to complete closing?

Response Deadline - How long should you allow for the Seller to respond to your offer? After considering all terms.

The Seller may Accept, Counteroffer, or Reject the Offer.